Can a basic package help with cyber insurance requirements?
A basic package may meet some minimum requirements, but most insurers now expect more robust cyber security controls.
- Topic
- Cyber
- Sub Topic
- Legacy
Cyber insurers increasingly require layered security — not just antivirus and updates. With Legacy, you’ll meet some minimum expectations such as patching, antivirus, and MFA readiness. However, most insurers now look for:
- Advanced email protection
- Endpoint detection and response (EDR)
- Stronger backup resilience
- Improved Microsoft 365 security
- 24/7 monitoring or centralised alerting
Without these, premiums rise — or cover may even be refused.
Legacy helps you get part of the way there, but moving to Proactive gives you a security level far more aligned with what insurers expect from UK SMEs today.
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