What are the different versions of Microsoft 365 Copilot?

There are three versions: Copilot Chat — free starter version included with Microsoft 365 Copilot Business — designed for small/medium organisations (SME focused) Copilot Enterprise — designed for larger and regulated organisations
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    m365
    AI Chat Assistants

Microsoft 365 Copilot is available in three versions, each designed for different business needs:

1️⃣ Microsoft 365 Copilot Chat (Included in most M365 packages) - A lightweight AI chat tool for quick queries and general assistance. It does not access your company data, making it ideal for simple tasks and personal productivity.

  • Built-in chat assistant
  • Helps write, summarise, brainstorm
  • Doesn’t access company data
  • Low impact, low risk

2️⃣ Microsoft 365 Copilot Business - Tailored for small and medium-sized businesses, this version integrates directly with Microsoft 365 apps like Word, Excel, and Teams. It securely uses your organisational data to automate

  • Connects to email, Teams, calendar, files
  • Creates real documents, summaries, insights
  • Designed for SMEs under ~300 users
  • Biggest boost to daily productivity

This is the version most businsses and organisations should look at.

3️⃣ Microsoft 365 Copilot (Enterprise) - Not officially called Enterprise but they should do to avoid confusement - Anyway, built for large organisations, this version offers advanced automation, analytics, and custom AI agents. It supports complex workflows and scales across departments, delivering enterprise-grade compliance and security.

  • Adds automation, workflow agents, and admin control
  • Designed for complex or large organisations
  • Strong compliance and reporting features
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